About 2 hours after filling out the pre-approval form, I woke up to a phone call from the loan officer telling us we've been pre-approved to buy a house! Woo hoo! Unfortunately, with our joined incomes we make too much to get 100% financing, so we'll have to pay a bit of a down payment. Hopefully coming up with the money wont be a problem. Its really hard to tell at this point how much we'll have available once everything is finally paid off for the wedding. I feel like I work on our budget non-stop just to make sure we save every dime possible! I wish I was that organized when it came to everything else!
Its crazy how much my life has changed in the past year. Starting a career, starting another degree, planning a wedding, buying a house. I sometimes feel like I grew up really fast, but I'm okay with that. A lot of people my age are out partying all the time, and thats just not a part of my life anymore. Although I couldve started my career much earlier if I didnt take a break from the nursing program, Im glad it worked out the way it did. I needed that time to have fun and I was not ready for all of this responsibility at that point in my life. I'm so excited for the future. Although I dont have a lot of time to do many fun things right now, I know it will all be worth it in the end. Sometimes growing up fast isnt such a bad thing.
Saturday, February 14, 2009
Friday, February 13, 2009
My head is spinning
I feel like I cant catch up with life these days. I'm barely sleeping because I keep myself awake thinking about everything I need to do. Ive worked the past 2 overnights, and then today I also had 4 hours of class...so that equals no sleep. I wish I could just go to sleep after work this morning and just sleep for an entire day! Ha.
Aside from my lack of sleep.. I have some really exciting news.
Derek and I are taking another big step in our relationship, and hoping to buy our first house! We made an appointment to walk through the house in Byron that we absolutely love, and we are in the process of getting pre-approved for a loan! I'm nervous, but excited at the same time. We have looked at a ton of houses online and this one is by far the best we've found. Derek and I both want the same things in our first house, which is great! I actually worked with someone last night that lives across the street from this house! She said its a great neighborhood and very kid friendly. We've driven by the house a couple of times, and it always seems like a pretty quiet neighborhood. We're trying not to get our hopes up just in case we're not able to get it...but its pretty hard when you find a house with everything you like.
We have also had to make some changes in our wedding party...3 months before the wedding. Jason called to tell me he is going to be deployed at the end of April. He had been overseas a few years ago but has not had to go back in the years I've known him. Now couldnt be a worse time either because he is expecting to be a dad in September :(. He is pretty upset/worried about it, and I'm really bummed that one of my closest friends wont even be able to be at my wedding. I could not imagine my life completely changing with one phone call like that and having to pick up my life and fight for the country. Needless to say, he doesnt have a choice.
And we will more than likely need to choose another groomsman as well. Dereks friend Andrew was chosen to play Arena football in Iowa (basically a step down from the NFL)..which has always been a dream of his. He just moved down there and will know very soon if he'll be able to make it to our wedding. This also bums Derek out quite a bit...since he and Andrew are best friends.
Ugh. Luckily, Derek has a lot of close friends, so the decision shouldnt be too difficult. But still.
Thats all for now...
Aside from my lack of sleep.. I have some really exciting news.
Derek and I are taking another big step in our relationship, and hoping to buy our first house! We made an appointment to walk through the house in Byron that we absolutely love, and we are in the process of getting pre-approved for a loan! I'm nervous, but excited at the same time. We have looked at a ton of houses online and this one is by far the best we've found. Derek and I both want the same things in our first house, which is great! I actually worked with someone last night that lives across the street from this house! She said its a great neighborhood and very kid friendly. We've driven by the house a couple of times, and it always seems like a pretty quiet neighborhood. We're trying not to get our hopes up just in case we're not able to get it...but its pretty hard when you find a house with everything you like.
We have also had to make some changes in our wedding party...3 months before the wedding. Jason called to tell me he is going to be deployed at the end of April. He had been overseas a few years ago but has not had to go back in the years I've known him. Now couldnt be a worse time either because he is expecting to be a dad in September :(. He is pretty upset/worried about it, and I'm really bummed that one of my closest friends wont even be able to be at my wedding. I could not imagine my life completely changing with one phone call like that and having to pick up my life and fight for the country. Needless to say, he doesnt have a choice.
And we will more than likely need to choose another groomsman as well. Dereks friend Andrew was chosen to play Arena football in Iowa (basically a step down from the NFL)..which has always been a dream of his. He just moved down there and will know very soon if he'll be able to make it to our wedding. This also bums Derek out quite a bit...since he and Andrew are best friends.
Ugh. Luckily, Derek has a lot of close friends, so the decision shouldnt be too difficult. But still.
Thats all for now...
Thursday, February 5, 2009
Feeling motivated today!
It's been quite a while since I've had time to update this!
I could start every one of these by saying the past few days have been crazy, but I'm assuming at this point anyone who reads this already knows I'm busy 99.9% of the time!
I was excited that our wedding invitations arrived in the mail yesterday, and with tons of extras that we didnt pay for! YES! I debated on a few things because they were a bit spendy, and although we decided not to spend the money to get a lot of the "extras," they arrived anyway! :) What a nice surprise! ...I think it really hit Derek and I now that the wedding will be here very soon!
Today is my day off, so I decided it was a good idea to get up at 6am! Crazy is the only way to describe that! Its now almost 10am and I've done all of my laundry, cleaned or organized our room, made a bunch of phone calls, finished a paper and started on another one, and now I just have to work on my part of our group project, and then I plan to get all of my scrapbook stuff organized and ready for our scrapbook weekend! Productive days like these are the BEST!! After today, I definitely wont feel so bad about having to work all weekend.
I got my taxes done last night...and I was surprised by how much I'm getting back. And it couldnt be better timing! It will be nice to know that I have the money available for the wedding, and wont have to continue to work overtime to pay for things. I also plan to pay my credit card off, which will be a huge relief! Derek had the great idea that he is going to pay for our honeymoon with his tax refund, since I've been paying for most of the wedding stuff up until now. Hes been so great..checking every day to get the best deals on everything and calling the travel agency asking questions. He managed to find us a great deal on our caribbean cruise, and we'll be spending half the price of what is advertised online! He wasnt kidding when he told me he would take care of the honeymoon and I wouldnt have to worry! :) Yay! I'm SO excited! I could really use a vacation right now!
After I got my taxes done last night, Derek and I went to see Marley & Me. We hadnt been to a movie in quite a while and I've really been wanting to see that one. I was already warned that I would cry my eyes out, but wanted to see it anyway. It was such a cute and very sad movie. You could see how the movie was going to end before it actually started, but it was still worth it. I definitely recommend it!
That is all of the exciting news I have. Keeping busy writing 2 papers a week, working on group projects, presentations, etc. Work has been good, but VERY busy lately. Hopefully the rest of the day will be just as productive.
I could start every one of these by saying the past few days have been crazy, but I'm assuming at this point anyone who reads this already knows I'm busy 99.9% of the time!
I was excited that our wedding invitations arrived in the mail yesterday, and with tons of extras that we didnt pay for! YES! I debated on a few things because they were a bit spendy, and although we decided not to spend the money to get a lot of the "extras," they arrived anyway! :) What a nice surprise! ...I think it really hit Derek and I now that the wedding will be here very soon!
Today is my day off, so I decided it was a good idea to get up at 6am! Crazy is the only way to describe that! Its now almost 10am and I've done all of my laundry, cleaned or organized our room, made a bunch of phone calls, finished a paper and started on another one, and now I just have to work on my part of our group project, and then I plan to get all of my scrapbook stuff organized and ready for our scrapbook weekend! Productive days like these are the BEST!! After today, I definitely wont feel so bad about having to work all weekend.
I got my taxes done last night...and I was surprised by how much I'm getting back. And it couldnt be better timing! It will be nice to know that I have the money available for the wedding, and wont have to continue to work overtime to pay for things. I also plan to pay my credit card off, which will be a huge relief! Derek had the great idea that he is going to pay for our honeymoon with his tax refund, since I've been paying for most of the wedding stuff up until now. Hes been so great..checking every day to get the best deals on everything and calling the travel agency asking questions. He managed to find us a great deal on our caribbean cruise, and we'll be spending half the price of what is advertised online! He wasnt kidding when he told me he would take care of the honeymoon and I wouldnt have to worry! :) Yay! I'm SO excited! I could really use a vacation right now!
After I got my taxes done last night, Derek and I went to see Marley & Me. We hadnt been to a movie in quite a while and I've really been wanting to see that one. I was already warned that I would cry my eyes out, but wanted to see it anyway. It was such a cute and very sad movie. You could see how the movie was going to end before it actually started, but it was still worth it. I definitely recommend it!
That is all of the exciting news I have. Keeping busy writing 2 papers a week, working on group projects, presentations, etc. Work has been good, but VERY busy lately. Hopefully the rest of the day will be just as productive.
Tuesday, January 27, 2009
The joys of being an aunt!
I know my blog is usually pretty boring since I dont have super cute kids or pets to take pictures of, so I finally took some new pictures! Derek and I got to spend some time with Katie, Jay & Mara over the weekend and were able to watch Mara crawl!! It was so cute. I cant imagine what it feels like to watch your kids go through milestones like that. Being an aunt is seriously one of the best things ever. To see that little girl grow up is so much fun. It's cute to see her change each time I see her, and it melts my heart when she smiles at me when I walk in the door! I hope that doesnt change as she gets older! I had to post some pictures of her bonding time with Derek :) She loves his hats, and seems to think it's pretty funny to wear them whenever he comes over! Mara showed us all of her new toys and was the center of attention! We had a good time. :)
Friday, January 23, 2009
The perfect house!
Derek and I have been talking about buying a house, and since I have been so busy with school and wedding planning, I've put the idea out of my mind for a while. Derek decided that between wedding planning and moving, his two jobs are planning the honeymoon and watching for the perfect house to go on the market. I got the news a couple of days ago that the house has been found!
Its a 4 bedroom, 2 bathroom home with vaulted ceilings, hardwood floors in the kitchen and dining room, attached garage, etc. It has everything we are looking for. And, its in Byron. I've decided to be more open to the idea of moving out of Rochester. After talking to people at work who live in Byron, it sounds like a nice town with a great school. Since Derek was so sure thats where he wanted to live, I decided not to totally push the idea aside. And after seeing this house...I couldnt be more sure!! We obviously have a long way to go though...since we are still in a lease until August. We're hoping to go to the bank to see what kind of loan we can get and make sure we can afford this house before we fall even more in love. And then we have to talk to our landlord to see if there is any way we can get out of the lease early.
There is still a lot of work to do, but we're just happy that we found excactly what we were looking for. Derek and I want the same main things in a house, and since we'd like to live in our first home for many years, we would like to live somewhere where we could eventually raise a family :) Its a big step, but I'm so excited about it!
Its a 4 bedroom, 2 bathroom home with vaulted ceilings, hardwood floors in the kitchen and dining room, attached garage, etc. It has everything we are looking for. And, its in Byron. I've decided to be more open to the idea of moving out of Rochester. After talking to people at work who live in Byron, it sounds like a nice town with a great school. Since Derek was so sure thats where he wanted to live, I decided not to totally push the idea aside. And after seeing this house...I couldnt be more sure!! We obviously have a long way to go though...since we are still in a lease until August. We're hoping to go to the bank to see what kind of loan we can get and make sure we can afford this house before we fall even more in love. And then we have to talk to our landlord to see if there is any way we can get out of the lease early.
There is still a lot of work to do, but we're just happy that we found excactly what we were looking for. Derek and I want the same main things in a house, and since we'd like to live in our first home for many years, we would like to live somewhere where we could eventually raise a family :) Its a big step, but I'm so excited about it!
Finally feeling some motivation!
After the stress of starting classes last week, I was worried that I wouldnt find the movitivation to get started on all of my papers. But to my surprise, I have gotten a lot accomplished this week. Our marriage prep meeting thing went pretty well. I wasnt sure what to expect from the "test" we had to take, but it didnt end up being so bad. Hopefully we matched on most of the questions so we dont have to have a million sessions. It was hard enough trying to find one day that worked for all of us to meet! I didnt realize how much work was involved with getting married!
I felt motivated today, so I sat down and started writing a paper, and I was almost finished with it before I left for work tonight. I was pretty impressed. Hopefully I feel that motivated for the next couple of months!
I felt motivated today, so I sat down and started writing a paper, and I was almost finished with it before I left for work tonight. I was pretty impressed. Hopefully I feel that motivated for the next couple of months!
Sunday, January 18, 2009
So much to do, so little time
Wow, I dont think this weekend is ever going to end! I have a list a mile long of all of the things I need to get done this week and its really hard to get things done when you work 12 hour shifts all weekend!
I have two papers to start, a house that needs a good cleaning, a scrapbook to finish, and A LOT of wedding stuff to finalize/pay for. We need to book the limo, book the cruise for our honeymoon, start our marriage preparation classes, go on a marriage retreat...pick out centerpieces/decorations, and order invitations...just to name a few ;)
I'm hoping to have a little down time at work tonight to get some stuff done.
I luckily dont have to come back to work tonight, but we have our first marriage prep meeting @ 7, and then we're going to visit with my parents a bit and order the invites and get some other wedding stuff squared away.
Busy busy!
I have two papers to start, a house that needs a good cleaning, a scrapbook to finish, and A LOT of wedding stuff to finalize/pay for. We need to book the limo, book the cruise for our honeymoon, start our marriage preparation classes, go on a marriage retreat...pick out centerpieces/decorations, and order invitations...just to name a few ;)
I'm hoping to have a little down time at work tonight to get some stuff done.
I luckily dont have to come back to work tonight, but we have our first marriage prep meeting @ 7, and then we're going to visit with my parents a bit and order the invites and get some other wedding stuff squared away.
Busy busy!
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